Tag: Andrew Gay

Categories
Investing in the Future

Investing in the Future – Episode 1 – Tabor McMillan

How do small towns and rural counties invest in their future? Tom Fox and Andrew Gay explore this topic in their new podcast series Investing in the Future – Developing Leadership in Kerr County. Leadership Kerr County is the premier leadership program in the Hill Country which enables men and women to learn more about the issues and topics that face Kerrville, Kerr County, and the Hill Country on a daily basis; everything from education and social services to economic development and health care. Kerr County has decided to invest in its citizens to create future leaders and lay a foundation for their future involvement in the leadership of Kerrville and Kerr County. This podcast is produced and hosted by the Texas Hill Country Podcast Network.

In our inaugural episode, we visit with Tabor McMillan, current chairman of the Leadership Kerr County Steering Committee. We discuss how his involvement in LKC and his passion for local leadership. He takes pride in living and raising his family here in the Texas Hill Country. Tabor is a local banker here in Kerr County.

Highlights include:

-How did he find out or hear about LKC?

-What was his experience when he was a class participant?

-What was involved with being a class participant?

-How does he feel about our ability in our community to make a difference locally?

Resources

Tabor McMillan on LinkedIn

Andrew Gay on LinkedIn

Tom Fox on LinkedIn

For more information on Leadership Kerr County, click here.

Categories
FCPA Compliance Report

FTX and Risk: Part 2 – Risk Management and Due Diligence

Welcome to the award-winning FCPA Compliance Report, the most senior podcast in compliance. In this episode, I conclude a 2-part series on FTX and risk. I am joined by Gilbert Paiz and Andrew Gay, principals in the Texas Hill Country Advisors. In our previous Part 1, we considered risk and risk management through the lens of US-domiciled financial institutions and how their risk management protocols help assess risk and manage it throughout the life cycle of a banking-customer relationship. In this Part 2, we consider individual risk in investing and what type of background information, questions, and due diligence individuals should engage in and how these questions and background investigations apply equally to larger investments made by sophisticated investors, hedge funds, and institutional investors; who should have made them before investing in FTX but they all failed to do so.

Some of the highlights include:

·      What due diligence should an individual perform?

·      What should an individual look for in a financial statement?

·      Why is the physical location of businesses and where it might be incorporated such an important piece of information?

·      What are backstops, guarantees, or other mechanisms to retrieve investments?

·      What Due Diligence mistakes did you see in FTX?

·      What are related party transactions, and why are they problematic?

·      Why are audited financials critical?

 Resources

Texas Hill Country Advisors

Categories
FCPA Compliance Report

FTX and Risk: Part 1 – Financial Institutions

Welcome to the award-winning FCPA Compliance Report, the most senior podcast in compliance. In this episode, I begin a 2-part series on the subjects of FTX and risk. I am joined by Gilbert Paiz and Andrew Gay, principals in the Texas Hill Country Advisors. In Part 1, we consider risk and risk management through the lens of US domiciled financial institutions and how their risk management protocols help to not only assess risk, but manage risk throughout the life cycle of a banking customer relationship. In Part 2, we will consider individual risk in investing and what type of background information, questions and due diligence individuals should engage in and how these questions and background investigations apply equally to larger investments made by sophisticated investors, hedge funds  and institutional investors; who should have made them before investing in FTX but they all failed to do so.

Some of the highlights include:

·      How do banks think of risk?

·      What internal processes or controls are in place to help a bank manage its risks?

·      What types of oversight do banks and financial institutions use to help manage risk?

·      Why are levels of review so critical?

·      How do banks think about customers in terms of risk?

·      Who decides how much risk to allow a customer to engage in with a banks money, whether through loans or other capital?

·      Do bank employees receive ongoing training on risk management issues?

·      What tech is in place to facilitate the management of risk?

 Resources

Texas Hill Country Advisors

Categories
The Hill Country Podcast

The Hill Country Advisors

Welcome to the award-winning The Hill Country Podcast. The Texas Hill Country is one of the most beautiful places on earth. In this podcast, Hill Country resident Tom Fox visits the people and organizations that make this the most unique areas of Texas. Join Tom as he explores the people, places, and their activities of the Texas Hill Country.  In this episode, I visit with Gilbert Paiz and Andrew Gay, the Hill Country Advisors. Highlights include:

  • What brought them to the Hill Country?
  • What is the Hill Country Advisors?
  • What are the services they provide?
  • What do they both love about their profession and their work?

For more information on the Hill Country Advisors, click here.