Categories
FCPA Compliance Report

FCPA Compliance Report – Nicole Di Schino on Harnessing AI for Compliance: Governance, Risks, and Best Practices

Welcome to the award-winning FCPA Compliance Report, the longest-running podcast in compliance. In this episode, Tom welcomes Nicole Di Schino, Principal Compliance Services Consultant at Diligent’s Spark Compliance Group, to discuss how best to harness AI for your compliance regime through 2026 and beyond.

Nicole and Tom discuss the critical importance of AI governance, compliance, and modern GRC. They cover practical steps for developing comprehensive compliance programs, emphasizing the necessity for AI risk assessments, the establishment of AI governance committees, and the implementation of human oversight in AI processes. Nicole highlights the intrinsic risks of AI, including privacy concerns and AI bias, and shares her personal experiences with AI’s impact in educational settings. Tom underscores the role of compliance education, advocating for the broader view of compliance as an ambassadorial and academic function. This session also explores the integration of AI into compliance workflows and the essential role of board and committee oversight.

 

Resources:

Nicole Di Schino on LinkedIn

Diligent Website

Tom Fox

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AI Today in 5

AI Today in 5: December 8, 2025, The AI in Battling Edition

Welcome to AI Today in 5, the newest edition of the Compliance Podcast Network. Each day, Tom Fox will bring you 5 stories about AI to start your day. Sit back, enjoy a cup of morning coffee, and listen in to AI Today In 5. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest about AI.

Top AI stories include:

  1. Banks are battling fraud with AI. (FinTech Magazine)
  2. Principles to Secure Integration of Artificial Intelligence in Operational Technology. (CISA.gov)
  3. Apple exec exodus. (Yahoo Finance)
  4. AI-powered PCs do not share in the cloud. (Fortune)
  5. Insurers accelerate AI rollout. (FinTechGlobal)

For more information on the use of AI in Compliance programs, my new book, Upping Your Game, is available. You can purchase a copy of the book on Amazon.com.

Categories
10 For 10

10 For 10: Top Compliance Stories For the Week Ending December 6, 2025

Welcome to 10 For 10, the podcast that brings you the week’s Top 10 compliance stories in one podcast each week. Tom Fox, the Voice of Compliance, brings you the compliance stories you need to know to end your busy week. Sit back, and in 10 minutes, hear about the stories every compliance professional should be aware of from the prior week. Every Saturday, 10 For 10 highlights the most important news, insights, and analysis for the compliance professional, all curated by the Voice of Compliance, Tom Fox. Get your weekly filling of compliance stories with 10 for 10, a podcast produced by the Compliance Podcast Network. 

This week’s stories include:

  • The US lost over $29bn to fraud, waste, and abuse in Afghanistan. ⁠(USA Today⁠)
  • Does AI portend the end of the law/consulting firm pyramid? ⁠(FT⁠)
  • Will a Civility Oath make lawyers more civil?  ⁠(Reuters)⁠
  • What is the environmental cost of corruption? ⁠(BBC)⁠
  • Lane Kiffin should be nowhere near Ole Miss football. ⁠(WSJ⁠)
  • Police detain former EU top diplomat. ⁠(FT)⁠
  • Massive fraud in aircraft parts uncovered in the UK. ⁠(The Times⁠)
  • Switzerland charges Credit Suisse over Tuna Bond fraud. ⁠(ACAMS)⁠
  • Corruption scandals impact the Chinese Army.  ⁠(Reuters)⁠
  • Former Labour PM convicted of corruption in Bangladesh. ⁠(Independent)⁠

You can check out the Daily Compliance News for four curated compliance and ethics-related stories each day, ⁠here⁠.

Connect with Tom 

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You can purchase a copy of my new book, Upping Your Game, on ⁠Amazon.com.⁠

Categories
Compliance and AI

Compliance and AI: Navigating the Challenges and Opportunities of Agentic AI in Compliance

What is the intersection of AI and compliance? What about Machine Learning? Are you using ChatGPT? These questions are just three of the many we will explore in this cutting-edge podcast series, Compliance and AI, hosted by Tom Fox, the award-winning Voice of Compliance. Today, the Everything Compliance gang, led by Dr. Hemma Lomax, is considering how to navigate the challenges and opportunities of agentic AI in compliance.

In this episode, we explore the rapidly evolving landscape of Agentic AI and its implications for compliance professionals. Agentic AI, defined as AI that acts autonomously rather than just responding to prompts, presents both significant opportunities and challenges. The technology can optimize risk management and compliance workflows, but it also introduces complexities around accountability, transparency, and oversight. We discuss recent real-world examples of Agentic AI in use, such as in banks and tax agencies, and highlight potential risks, including autonomous collusion and AI agents making unethical decisions. The episode emphasizes the need for compliance teams to shift from monitoring human activities to overseeing intelligent systems, ensuring the establishment of proper guardrails. We also delve into new roles emerging in this landscape, such as AI ethics coaches and agent supervisors, and the importance of human intervention to verify AI decisions. Join the discussion to understand how to navigate this transformative technology responsibly and effectively.

Key highlights:

  • Defining Agent AI
  • Implications for Compliance and Ethics
  • Challenges and Risks of Agent AI
  • Real-Time Compliance and Risk Management
  • Human Oversight and AI Governance

Resources:

Tom Fox

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AI Today in 5

AI Today in 5: December 4, 2025, The Microsoft Blips Edition

Welcome to AI Today in 5, the newest edition of the Compliance Podcast Network. Each day, Tom Fox will bring you 5 stories about AI to start your day. Sit back, enjoy a cup of morning coffee, and listen in to AI Today In 5. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest about AI.

Top AI stories include:

  1. Does AI portend the end of the law/consulting firm pyramid? (FT)
  2. Strengthening AI strategies with proactive compliance. (WSJ)
  3. Microsoft stock dips on the news. (CNBC)
  4. Salesforce touts AI adoption. (Bloomberg)
  5. Strong AI governance can foster innovation. (Bloomberg)

For more information on the use of AI in Compliance programs, my new book, Upping Your Game, is available. You can purchase a copy of the book on Amazon.com.

Categories
Daily Compliance News

Daily Compliance News: December 4, 2025, The End of the Pyramid Edition

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest for the compliance professional.

Top stories include:

  • Does AI portend the end of the law/consulting firm pyramid? (FT)
  • SF sues over ultra-processed food. (WSJ)
  • Will a Civility Oath make lawyers more civil? (Reuters)
  • What is the environmental cost of corruption? (BBC)

The Daily Compliance News has been honored as No. 2 in the Best Regulatory Compliance Podcasts category.

Categories
Great Women in Compliance

Great Women in Compliance – GWIC Joins Everything Compliance

Today, we have a special joint episode of GWIC and Everything Compliance. Lisa Fine and Hemma Lomax recently joined Matt Kelly and Jonathan Marks for an episode of Everything Compliance (Episode 162—the Numbers Numbers Numbers edition), which will post on Thursday, December 4. We are cross-posting the episode here on Great Women in Compliance.

Lisa Fine, Hemma Lomax, Matt Kelly, and Jonathan Marks each bring a unique perspective to the discussion of corporate corruption and the intersection with drug cartels, as exemplified by the Millicom Cellular case. Lisa highlights the need to understand the risks associated with smaller markets and the complexities of joint ventures, advocating for enhanced compliance education and vigilance to mitigate cartel-related corruption. Hemma underscores the importance of integrating proactive compliance measures and automation, promoting “everyday integrity as a service” to preempt issues like bribery and data leakage. Meanwhile, Matt and Jonathan focus on the structural vulnerabilities in governance and the critical need for transparency and robust monitoring systems to prevent the entanglement of corporate operations with cartel activities, cautioning against underestimating the risks in seemingly low-revenue markets.

 Highlights include:

  • Millicom Cellular: Corporate Corruption and Cartel Connections
  • Enhancing Compliance through Systematic Involvement Strategies”
  • AI-Driven Real-Time Risk Detection in Compliance
  • Enhancing Governance to Prevent Sports Betting Scandals
  • Regulatory Changes in the Global Compliance Environment
  • AI-Enhanced Policy Clarity and Management Techniques
  • Raves and Rants
Categories
AI Today in 5

AI Today in 5: December 3, 2025, The Code Red Edition

Welcome to AI Today in 5, the newest edition of the Compliance Podcast Network. Each day, Tom Fox will bring you 5 stories about AI to start your day. Sit back, enjoy a cup of morning coffee, and listen in to AI Today In 5. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest about AI.

Top AI stories include:

  1. OpenAI declares Code Red. (WSJ)
  2. How compliance can drive AI innovation. (AboveTheLaw)
  3. How Amazon is embracing the AI chaos. (Bloomberg)
  4. AI and the economic singularity. (FT)
  5. Major banks are incorporating AI into their operations. (FinTechMagazine)

For more information on the use of AI in Compliance programs, my new book, Upping Your Game, is available. You can purchase a copy of the book on Amazon.com.

Categories
Innovation in Compliance

Innovation in Compliance – Steph Holmes on Blending AI and Human Oversight for Effective Compliance

Innovation spans many areas, and compliance professionals need not only to be ready for it but also to embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom welcomes Steph Holmes, long-time friend and Director of Ethics and Compliance Strategy at the EQS Group, who looks at the current Intersection of AI and compliance.

Steph Holmes and EQS are both at the forefront of integrating artificial intelligence (AI) into compliance programs to enhance their efficiency and effectiveness. With a focus on practical applications, Holmes views AI as a crucial tool for expanding resources, especially as organizations face increasing regulatory changes and economic pressures. She advocates for the responsible, sustainable, and explainable adoption of AI, emphasizing that compliance professionals should embrace it rather than fear it. Holmes discusses the importance of blending AI capabilities with human oversight to ensure compliance tasks are managed accurately and risks are mitigated effectively.

Key highlights:

  • Digitizing Compliance: AI Tools and Programs
  • Navigating Compliance Challenges with Human Judgment
  • Enhancing AI Reliability Through Human Oversight
  • Enhancing Compliance through Responsible AI Implementation
  • Implementing AI Pilot Programs in Compliance Workflows

Resources:

Steph Holmes on LinkedIn

EQS Group LinkedIn

Where in the Loop: Corporate Compliance Insights

EQS Website

EQS Benchmark Report: AI Performance in Compliance & Ethics

Innovation in Compliance was recently ranked 4th among Risk Management podcasts by 1,000,000 Podcasts.

Categories
Blog

Why AI Demands a New Breed of Leaders: A Compliance Perspective

Artificial intelligence is no longer a distant future state for compliance teams. It is here, operating inside financial crime platforms, powering third-party due diligence tools, driving monitoring engines, and influencing the everyday judgments that regulators scrutinize. Yet too many companies still approach AI as if it were simply another IT project. In a recent Sloan Management Review article, Why AI Demands a New Breed of Leader,” the authors, Faisal Hoque, Thomas H. Davenport, and Erik Nelson, argue that successful AI transformation is far more about people, culture, and leadership than about code.

For compliance professionals, that should sound familiar. Every major enforcement action of the last decade has shown that failure rarely begins with a faulty system. Failure begins with leadership that misunderstands risk, a culture that resists change, and governance frameworks that cannot keep pace with new technologies.

The authors argue that modern organizations require a new category of leader to guide AI adoption, a role that blends technical capability with cultural stewardship, ethical understanding, and organizational change management. They call this the Chief Innovation and Transformation Officer (CITO) or an equivalent title. Whether companies formally adopt the title or not, the message is unmistakable: AI changes the leadership equation, and compliance has a front-row seat.

Why Traditional Technology Leadership Is No Longer Enough

While CIOs are increasingly viewed as changemakers, they often lack the time and mandate to address the organizational disruption AI brings. Compliance officers understand this problem intuitively. You can have the most sophisticated tools in the world, but if the culture is not ready for them, the result will be chaos or even misconduct. The authors cite survey data showing that 91 percent of large-company data leaders believe cultural issues, not technical ones, are blocking progress. That finding mirrors what compliance sees in every DOJ corporate enforcement action. Misconduct thrives not because technology fails, but because people and processes fail.

The article also includes examples of organizations that stumbled by treating AI as a purely technical deployment. The Zillow pricing model collapsed. The swift employee backlash at California State University. The Air Canada chatbot that mishandled bereavement fare guidance. Each case reveals the same lesson: AI without governance becomes a liability. For compliance professionals evaluating AI adoption, these examples should resonate. AI raises questions about transparency, fairness, documentation, accountability, and the human impact of automation. Those are governance issues, not engineering puzzles.

The New Leadership Model AI Demands

The authors describe several competencies required for effective AI leadership, all of which map directly into compliance priorities:

Navigating ethical considerations.

AI introduces bias, harm, and fairness risks, all of which are central concerns for regulators. Leaders must weigh efficiency gains against ethical boundaries.

Driving cultural transformation.

AI adoption changes workflows, reporting lines, incentives, and human-machine collaboration. Leadership must prepare the workforce for new models of decision-making.

Managing human-AI partnerships.

The near-future compliance program will rely on co-decision systems that combine algorithmic outputs with human judgment. Leaders must understand how to balance the two.

Breaking down silos.

AI implementation touches HR, legal, IT, operations, procurement, and compliance. Leadership must connect these functions rather than allow fragmented approaches.

Overseeing citizen development.

Employees across the business can now build AI models without IT involvement. That democratization requires governance and guardrails.

These competencies go far beyond traditional CIO responsibilities. They lean toward behavior, judgment, and organizational change, the same strengths compliance brings to the table.

Emerging Executive Roles Around AI

The article documents the rapid rise of AI-focused executive roles such as Chief Innovation Officer, Chief AI Officer, and Chief Transformation Officer. Compensation is rising, hiring is accelerating, and responsibilities increasingly blend technology, ethics, culture, and strategy.

The authors highlight examples:

  • PepsiCo’s Chief Strategy and Transformation Officer is overseeing enterprise-wide digitization.
  • Standard Chartered’s Chief Transformation, Technology, and Operations Officer.
  • JPMorgan Chase’s governance model for IndexGPT and AI-driven investment analysis.

These roles share a common trait: they embed ethics, cultural change, and strategic alignment directly into AI governance. This direction should reassure compliance officers. Regulators have signaled that they expect AI oversight to be integrated, accountable, and verifiable. A dedicated AI leadership role can help unify these obligations.

AI Persona Management: The Next Frontier of Governance

One of the most intriguing sections of the article describes “AI persona management,” the oversight of digital agents with defined personalities, roles, and decision-making authority. As AI becomes more autonomous, these personas may behave like digital employees. That raises profound governance questions.

Compliance professionals should begin considering:

  • What decision rights will AI personas have?
  • How will we document their logic?
  • How will we audit their behavior?
  • How will we ensure ethical consistency across different personas?

The authors note that Salesforce already uses AI personas internally to guide product decisions. That should serve as a signal: AI agents are not a theoretical concept; they are entering the enterprise now. A compliance professional will need to treat AI personas with the same seriousness as human employees, subject to monitoring, training, policies, escalation channels, and accountability structures.

What This Means for Corporate Compliance Leaders

The article argues that companies must rethink how they manage technology change. AI’s impact is too broad to remain confined to the IT organization. Talent, culture, ethics, governance, and risk management all intersect. The authors present the CITO role as the logical solution for a leader who integrates technical fluency with organizational psychology and ethical judgment.

From a compliance standpoint, this represents both an opportunity and a responsibility. The opportunity is clear: compliance brings exactly the kind of cross-functional, ethics-driven perspective AI leadership requires. The compliance function knows how to document decisions, manage cultural change, develop defensible processes, and build controls around complex risks.

The responsibility is equally clear: AI will soon permeate every corner of the enterprise. If compliance does not assert its role in governance, the organization will drift toward risk. This article provides a roadmap for what strong governance must look like. It tells companies that AI success demands a leader capable of bridging technical, ethical, and cultural domains, the very domains compliance has long mastered.

Now is the moment for compliance to claim its seat at the AI leadership table, helping shape the systems that will define operational and ethical performance for years to come.