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The Hill Country Podcast

The Hill Country Podcast – The Ziglar Explosion & Circle of Gumption Conference 2025

⁠Welcome to the award-winning The Hill Country Podcast. The Texas Hill Country is one of the most beautiful places on earth. In this podcast, Hill Country resident Tom Fox visits with the people and organizations that make this one of the most unique areas of Texas. ⁠This week, Tom welcomes back Kenneth O’Neal to discuss the highly anticipated third annual Ziglar Explosion and Circle of Gumption Conference, taking place in Kerrville, TX, on October 9-11, 2025.

Kenneth shares exciting details about the conference, including the speaker lineup, special events, and the principles of Zig Ziglar that continue to influence people globally. He also introduces his book ‘The Circle of Gumption,’ his weekly podcast, and discusses themes such as integrity, leadership, and resilience. The conversation concludes with a glimpse into Kenneth’s passion for connecting with people and sharing wisdom.

Key highlights:

  • Upcoming Zig Ziglar Conference
  • Conference Speakers and Highlights
  • Keynote on Gumption, Grit, and Guts
  • Balancing Work and Family Life

 Resources:

Circle of Gumption Website

Ziglar Explosion

Kenneth O’Neal on LinkedIn

Other Award-Winning Texas Hill Country Network Podcasts

Hill Country Authors Podcast

Hill Country Artists Podcast

Texas Hill Country Podcast Network

 Podcast Artwork

Nancy Huffman Fine Art

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Compliance Tip of the Day

Compliance Tip of the Day – AI and the Board – The Solutions

Welcome to “Compliance Tip of the Day,” the podcast that brings you daily insights and practical advice on navigating the ever-evolving landscape of compliance and regulatory requirements. Whether you’re a seasoned compliance professional or just starting your journey, our goal is to provide you with concise, actionable tips to help you stay ahead in your compliance efforts. Join us as we explore the latest industry trends, share best practices, and demystify complex compliance issues to keep your organization on the right side of the law. Tune in daily for your dose of compliance wisdom, and let’s make compliance a little less daunting, one tip at a time.

This week, we look at Board issues. In the second of a two-episode series, we consider the role of the Board in your corporate AI program. Today, we consider the problems that the Board must confront and explore some answers.

For more on this topic, check out The Compliance Handbook, a Guide to Operationalizing your Compliance Program, 6th edition, which was recently released by LexisNexis. It is available here.

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Daily Compliance News

Daily Compliance News: September 3, 2025, The Shame on Mickey Edition

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, including compliance, ethics, risk management, leadership, or general interest, relevant to the compliance professional.

Top stories include:

  • Nestle dismisses CEO for ‘inappropriate relationship’. (NYT)
  • How Indonesia can tackle corruption. (SCMP)
  • 70% of the Philippine flood money was lost to corruption. (Bloomberg)
  • Disney was wrongfully collecting children’s data. (Reuters)
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AI Today in 5

AI Today in 5: September 3, 2025, The Human in the Loop Episode

Welcome to AI Today in 5, the newest addition to the Compliance Podcast Network. Each day, Tom Fox will bring you 5 stories about AI to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the AI Today In 5. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest about AI.

Top AI stories:

For more information on the use of AI in Compliance programs, my new book, Upping Your Game. You can purchase a copy of the book on Amazon.com.

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Blog

The Sound of Compliance: Using Branded Podcasts to Build Culture and Trust

One of the greatest challenges in corporate compliance is not merely writing policies, conducting investigations, or designing training, but instead effectively implementing these measures. The real challenge is communication. That is finding ways to connect compliance messages with employees in a way that resonates, sticks, and inspires action (IE., engaging and targeted). For years, compliance officers have experimented with email newsletters, intranet portals, and short training videos. These have their place, but the question remains: how do you make compliance messages memorable?

Enter branded podcasts. While businesses often view podcasts as marketing tools, they represent an underutilized resource for compliance professionals. Branded podcasts combine the power of long-form storytelling, intimacy, and authenticity. They don’t just tell employees what the rules are; they let compliance leaders engage directly with their workforce in ways that build trust and credibility.

Consider how branded podcast strategies, borrowed from the marketing world, can be integrated into your compliance communications toolkit.

Why Branded Podcasts Work for Compliance

Marketing research shows that branded podcasts can:

  • Lift brand awareness by 89%
  • Improve brand favorability by 61%
  • Increase brand consideration by 57%
  • Drive purchase intent by 14%

Now, translate those metrics into the compliance world. Awareness means employees are aware of the Code of Conduct’s existence. Favorability equals trust in the compliance function. Consideration equals employees being willing to pick up the phone and ask a question. Purchase intent equals employees actually following the guidance you’ve laid out.

Podcasts offer compliance officers something that other tools rarely do: extended attention from an audience. Employees may skim an email or fast-forward through a training video, but a podcast, whether listened to on a commute, while exercising, or during lunch, can create space for employees to hear the compliance message truly.

Strategy 1: Control the Narrative

Compliance often struggles with being framed as the “Department of No.” Podcasts flip that narrative by letting compliance officers control the storytelling. Imagine a compliance podcast series titled Decisions That Matter. Each episode could feature leaders across the organization discussing how they navigated ethical dilemmas, or employees telling stories about how compliance policies guided their work. This does not simply reinforce policy; it makes compliance part of the corporate identity.

Owning the narrative also means controlling distribution. Just like marketers, compliance teams can utilize multiple channels, including internal podcast feeds, company intranets, email blasts, and even short video clips posted on collaboration tools like Microsoft Teams or Slack.

Strategy 2: Leverage the Intimacy of Audio

There’s a reason people often describe listening to their favorite podcasts as “hanging out with smart, funny friends.” That sense of closeness and familiarity is one of audio’s greatest strengths—and one compliance officers can harness. Unlike fleeting interactions with TV spots, email blasts, or even in-person announcements, podcasts hold an audience’s attention for extended periods. This creates a deeper, more personal connection between compliance and employees.

The BBC’s Audio Activated Study (2019) demonstrated this effect, showing that branded podcasts build uniquely strong engagement and trust. For compliance professionals, the implications are significant: podcasts enable you to move beyond transactional reminders of policy and instead foster authentic conversations about values, ethics, and decision-making.

Consider this: while an employee may forget the details of an email announcing a new anti-retaliation policy, if they hear the Chief Compliance Officer (CCO) discussing real-world examples in a conversational podcast format, they are far more likely to remember and internalize the message. Podcasts enable compliance leaders to “enter the room” with employees in a trusted, low-pressure manner. One that builds credibility and reinforces the culture of compliance over time.

Strategy 3: Use the Right Voices to Build Authenticity

Compliance communication is often top-down, but podcasts allow you to broaden the voices employees hear. A charismatic host, whether it is the compliance officer themselves or a skilled internal communicator, can create an authentic connection.

Guests matter too. Bring in diverse voices, such as regional managers, data privacy specialists, whistleblower program champions, or outside experts. Each guest not only injects energy but also shows that compliance is a broad, collaborative effort. The key to all this is authenticity. Employees are far more likely to engage with compliance messaging if they perceive it as genuine, rather than scripted.

Strategy 4: Make Compliance Entertaining

You may not think that phrase “compliance podcast” naturally screams entertainment, but I can assure you, it does. But if employees do not enjoy listening, they will not return.

Think about different formats:

  • Narratives: Tell true stories of corporate scandals (Bre-X, Enron, or Theranos) and extract compliance lessons.
  • Deep Dives: Break down a single risk topic like sanctions, data privacy, or conflicts of interest in an accessible, story-driven way.
  • Interviews: Feature executives discussing how compliance enables them to lead effectively.

Entertainment does not mean fluff. It means packaging compliance in a way that keeps employees engaged long enough to absorb the lesson. When employees enjoy compliance content, they will not simply listen once; they come back and recommend it to colleagues.

Strategy 5: Promotion and Distribution

Even the best compliance podcast fails if no one listens. That’s why promotion is critical. Here’s where compliance can borrow from marketing:

  • Internal channels: Feature podcast links in company newsletters, Slack channels, or employee portals.
  • Cross-promotion: Play snippets during training modules or town halls.
  • Teasers: Create short audio or video trailers to spark interest.
  • Executive sponsorship: Ask senior leaders to endorse the podcast in their communications and social media posts.

The lesson from marketing is clear: consistent, multi-channel promotion builds an audience. For compliance, that means embedding your podcast into the rhythm of corporate communications.

Strategy 6: Measure the Impact

Marketers measure branded podcast success in downloads and brand lift. Compliance officers should measure the impact on awareness and behavior.

Metrics could include:

  • Number of downloads or streams
  • Average listening time (are employees finishing episodes?)
  • Employee surveys on awareness and trust in compliance
  • Increases in questions to the hotline or requests for compliance guidance

Suppose you show that podcast listeners are more likely to engage with compliance programs. If you prove the value, you will elevate compliance into a strategic communications leader.

Case Study Inspiration

Consider the success of Century 21 Real Estate’s branded podcast The Relentless. Rather than simply promoting properties or agents, the series focused on the broader themes of persistence, innovation, and personal growth. These are the very qualities that drive success in the competitive world of real estate. Each episode highlighted stories of entrepreneurs, industry leaders, and business visionaries who embodied the “relentless” mindset that Century 21 sought to represent.

The strategy worked. Over the course of three seasons, The Relentless not only amplified Century 21’s brand identity but also resonated deeply with its audience, ultimately placing the show in the top 1% of all podcasts with more than 1.5 million downloads.

Now translate that model into compliance communications. Imagine a compliance podcast that tells compelling stories of ethical leadership, employee resilience in the face of ethical dilemmas, or how teams have navigated complex regulatory challenges. Instead of compliance being framed as rules and restrictions, it becomes a series of stories about persistence, integrity, and doing the right thing under pressure.

If a compliance function could achieve even a fraction of The Relentless’s engagement, it would no longer be seen as the department of “no,” but rather as a trusted, sought-after source of inspiration and guidance for the workforce.

Conclusion

Branded podcasts are not just for marketing departments. For compliance professionals, they represent an untapped frontier in employee engagement.

By controlling the narrative, leveraging the intimacy of audio, building authenticity through diverse voices, making compliance entertaining, promoting aggressively, and measuring outcomes, compliance officers can transform the way they communicate.

In a world where regulators emphasize culture, communication, and engagement, podcasts may be one of the most effective tools available for achieving these goals. The time has come for compliance leaders to borrow a page from the marketing playbook and make branded podcasts a cornerstone of their communication strategy.

Because at the end of the day, compliance is not simply about rules on paper. Instead, it is about conversations. And podcasts give compliance a voice.

Categories
AI Today in 5

AI Today in 5: September 2, 2025, The Unmasking ICE Episode

Welcome to AI Today in 5, the newest addition to the Compliance Podcast Network. Each day, Tom Fox will bring you 5 stories about AI to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the AI Today In 5. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest related to AI.

Top AI stories:

  • Scaling AML compliance with AI. (FinTechGlobal)
  • Wolfsberg Group calls for responsible AI in financial crime checks. (FinTechGlobal)
  • Is China’s AI smarter? (WSJ)
  • AI is unmaking ICE. (Politico)
  • Preventing AI from causing economic catastrophe. (Bloomberg)

For more information on the use of AI in Compliance programs, my new book, Upping Your Game. You can purchase a copy of the book on Amazon.com.

Categories
Compliance Tip of the Day

Compliance Tip of the Day – AI and the Board – The Problems

Welcome to “Compliance Tip of the Day,” the podcast that brings you daily insights and practical advice on navigating the ever-evolving landscape of compliance and regulatory requirements. Whether you’re a seasoned compliance professional or just starting your journey, our goal is to provide you with bite-sized, actionable tips to help you stay ahead in your compliance efforts. Join us as we explore the latest industry trends, share best practices, and demystify complex compliance issues to keep your organization on the right side of the law. Tune in daily for your dose of compliance wisdom, and let’s make compliance a little less daunting, one tip at a time.

This week, we look at Board issues. In the first two episodes of this week, we consider the role of the Board in your corporate AI program. Today, we consider the problems. Tomorrow, we explore some answers.

For more information on this topic, refer to The Compliance Handbook: A Guide to Operationalizing Your Compliance Program, 6th edition, recently released by LexisNexis. It is available here.

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Everything Compliance - Shout Outs and Rants

Everything Complince: Shout Outs & Rants: Episode 159 – Socialism in the USA

Welcome to this Edition of award-winning Everything Compliance. In this episode, we have the quartet of Matt Kelly, Jonathan Marks, Jonathan Armstrong, and Karen Moore with Tom Fox, the Compliance Evangelist, sitting in as host.

  1. Matt Kelly shouts out to CDC employees for honoring management who were summarily fired by Trump and FEMA employees who whistled-blow on the Trump administration for gutting FEMA.
  2. Jonathan Marks shouts out to Kyle Schwarber for his 4 home run, 9 RBI game and to Dan Korem for his book, The Art of Profiling.
  3. Jonathan Armstrong rants about self-avowed UK racist Lucy Connolly for claiming she is a prisoner for free speech.
  4. Karen Moore shouts out to the Kyiv School of Economics for teaching the next generation of leaders and economists in Ukraine during the Russian invasion.
  5. Tom Fox shouts out to Cowboy owner Jerry Jones for upholding the great Texas tradition that a handshake is a contract by trading future HORer Micah Parsons for violating this sacred Texas screed. He also shouts out to ‘Scottish Girl’ (If you don’t know, you don’t know.)

The members of Everything Compliance are:

The host, producer, and sometime panelist of Everything Compliance is Tom Fox, the Voice of Compliance. He can be reached at tfox@tfoxlaw.com.  The award-winning Everything Compliance is a part of the Compliance Podcast Network.

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Daily Compliance News

Daily Compliance News: September 2, 2025, The Channeling Linda Ronstadt Edition

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance, brings you compliance-related stories to start your day. Sit back, enjoy a cup of morning coffee, and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day, we consider four stories from the business world, compliance, ethics, risk management, leadership, or general interest that are relevant to the compliance professional.

Top stories include:

  • War Hero and corrupt Congressman dies. (NYT)
  • The world will need oil and the FCPA for a long, long time. (NYT)
  • The great state of Texas is MAHA. (FT)
  • Texas says Chinese can’t own land in Texas. (BBC)

Linda Ronstadt Long, Long Time on YouTube

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Blog

Declinations Are Not Exits: Using Liberty Mutual to Pressure – Test Your Compliance Program

In August 2025, the Department of Justice announced its first FCPA declination of the year, closing its investigation into Liberty Mutual Insurance Company. The facts, while concise, are significant: between 2017 and 2022, employees of Liberty General Insurance, Liberty Mutual’s Indian subsidiary, funneled approximately $1.47 million in bribes to officials at six state-owned banks in exchange for customer referrals. These illicit payments, concealed as marketing expenses and routed through third-party intermediaries, generated $9.2 million in revenue and $4.7 million in profits.

Despite this misconduct, DOJ declined prosecution, citing Liberty Mutual’s early self-disclosure in March 2024 while its internal investigation was still underway; its full and proactive cooperation, including naming individuals involved; and its timely remediation efforts, which included a full acceptance of responsibility, a systematic root cause analysis, and enhanced compliance controls. Notably, the company agreed to disgorge nearly $4.7 million in profits and adopted strengthened policies on third-party oversight, social media use, and ephemeral messaging apps.

Far from a routine declination, Liberty Mutual’s case is a blueprint for how DOJ expects companies to handle potential FCPA violations in 2025 and beyond. For compliance officers, it provides an opportunity to benchmark their programs against the department’s revised Corporate Enforcement Policy and assess whether their own organizations could withstand the scrutiny that Liberty Mutual faced.

What lessons should the compliance community draw from this “plain Jane” declination that is anything but ordinary? Today, we break it down.

Lesson 1: The Risks and Rewards of Early Self-Disclosure

Liberty Mutual’s decision to self-disclose in March 2024, before its internal investigation was complete, reflects the central tension in DOJ’s revised Corporate Enforcement Policy: disclose early or risk losing credit. Under the old guidance, companies were expected to report “immediately upon becoming aware” of potential misconduct, often before facts were clear. The 2025 revision softened the language slightly, but the expectation remains to step forward as soon as you have a clear understanding of the conduct, even if the picture is incomplete.

For compliance officers, this means preparing leadership and boards for tough judgment calls. Waiting for every fact to crystallize risks forfeiting the benefits of voluntary disclosure. Disclosing too early risks exposing the company to liability before it fully understands the problem. Building governance frameworks that allow rapid escalation, provisional risk assessment, and timely board engagement is no longer optional; it is a survival mechanism.

Lesson 2: “Full and Proactive” Cooperation

The declination letter praised Liberty Mutual for its “full and proactive cooperation.” This is a notable evolution in the DOJ’s vocabulary. We know what “full” means: produce documents, facilitate interviews, and respond to requests quickly. Note how this differs from the prior formulation by former Assistant Attorney General Kenneth Polite when discussing the DOJ’s Corporate Enforcement Policy. He defined cooperation as going “above and beyond the criteria for full cooperation” to provide ‘extraordinary’ assistance in demonstrating immediacy, consistency, degree, and impact of the disclosures and support of the investigation. Polite’s use of the term ‘extraordinary’ went well beyond the framing of “full and proactive cooperation.” An extraordinary commitment is required to demonstrate exceptional dedication to the investigation and actively assist the DOJ in achieving its goals.

Liberty Mutual provided relevant facts about individuals, prepared materials the DOJ hadn’t specifically requested, and worked through foreign data privacy challenges to expedite production. That’s proactive.

For compliance professionals, the message is unmistakable: cooperation credit does not just come from answering questions; instead, it comes from anticipating them. Proactive means preparing translations before DOJ asks, synthesizing investigative findings into clear presentations, and offering additional documentation that regulators might find helpful. Companies that want declinations need to train investigative teams to think two steps ahead.

Lesson 3: Navigating Deconfliction and Investigative Boundaries

The Liberty Mutual matter also reminds us of the delicate dance of deconfliction. The DOJ’s practice of asking companies to delay interviewing certain employees so that prosecutors can conduct their interviews first. But cooperation doesn’t end there. The DOJ may also encourage companies to expand their investigations into new geographies or business units.

The 2025 CEP revisions signaled an intent to keep investigations more focused for companies, which provides leverage to push back on overreach while still demonstrating cooperation.

Compliance officers must strike a balance: honor deconfliction requests that allow prosecutors to proceed without interference, but defend investigative boundaries when asked to wander into areas where no evidence exists. A disciplined scope protects both resources and credibility with regulators.

Lesson 4: Fulsome Acceptance of Responsibility

One of the more striking phrases in the declination letter was DOJ’s recognition of Liberty Mutual’s “fulsome acceptance of responsibility.” This signals a shift from perfunctory acknowledgments of wrongdoing to meaningful ownership.

It is the difference between saying, “Yes, our subsidiary made mistakes,” versus declaring, “We, as the parent company, failed to prevent this misconduct, and we own the failure.” Liberty Mutual didn’t stop at distancing itself from bad actors; it accepted enterprise-level responsibility.

For boards and executives, this is a powerful compliance lesson. DOJ expects companies to shoulder responsibility broadly, not hide behind “rogue employees.” The tone set at the top must reflect ownership, contrition, and commitment to preventing recurrence.

Lesson 5: Root Cause Analysis as Compliance Bedrock

The declination also highlighted Liberty Mutual’s systematic root cause analysis. This is not a new concept in compliance circles, but it is increasingly central to the DOJ’s calculus. Simply removing the wrongdoer isn’t enough. The question is: what systemic weaknesses allowed the misconduct to occur?

Liberty Mutual conducted a thorough RCA that examined its control environment, third-party oversight, and cultural gaps. This analysis guided remediation efforts, including structural reorganization, increased compliance resources, and enhanced third-party monitoring.

For compliance officers, the takeaway is straightforward: build RCA into every investigative playbook. Document how each failure occurred, identify the control breakdowns, and map remediation directly back to those findings. DOJ does not just want to see discipline; it wants to see learning.

Lesson 6: Messaging, Social Media, and the New Compliance Frontier

Finally, the Liberty Mutual declination highlighted an issue that has been simmering beneath the surface: the use of ephemeral messaging and social media in business communications. DOJ specifically noted Liberty Mutual’s remediation in this area, a rarity in declinations.

This signals that DOJ expects compliance programs to account for modern communication risks, not just email and enterprise systems, but WhatsApp, Signal, Teams auto-delete, and even Facebook Messenger or Instagram DMs. These channels are increasingly central to both legitimate business and corrupt schemes.

For compliance officers, the challenge is twofold:

  1. Develop clear policies governing employee use of messaging and social media for business.
  2. Deploy monitoring and recordkeeping mechanisms that ensure compliance with legal and regulatory expectations.

This is the new frontier, and companies that fail to adapt may find themselves unable to demonstrate control credibly.

Declinations as Roadmaps

The Liberty Mutual case may have looked routine at first glance, but it is anything but. For the compliance community, it serves as a roadmap for navigating the DOJ’s revised Corporate Enforcement Policy.

The lessons are clear: prepare for early self-disclosure, embrace proactive cooperation, defend investigative boundaries, accept responsibility broadly, conduct rigorous root cause analysis, and modernize oversight of communication.

Declinations are not just quiet exits; they are public teaching tools. Liberty Mutual’s experience demonstrates how a company can turn a damaging bribery scandal into a compliance success by owning the problem, learning from it, and showing a genuine commitment to reform. For today’s CCO, the real question is: if DOJ knocked on your door tomorrow, could you meet the Liberty Mutual standard?